Table of Contents
RCCG SUNDAY SCHOOL STUDENT’S MANUAL
LESSON: TWENTY NINE
DATE: SUNDAY 19TH MARCH 2023
TOPIC: FINANCIAL INTELLIGENCE
*SUNDAY SCHOOL HYMN*
*1.* O Sunday School, on the Lord’s day,
O how I love Thee well,
I am happy, it makes me glad
To rejoice at Thy birth.
*2.* O Sunday School, on the Lord’s day,
Thy friend friendship suits me well,
Both young and will sing Thy song,
We long for Sunday School.
*3.* O Sunday School, on the Lord’s day,
Christ was Thy first teacher,
The Holy Spirit, great teacher,
Does manifest in thee.
*4.* O Sunday School, on the Lord’s day,
This testimony is sure,
That God, the Father Almighty,
Poured His blessing on Thee
*5.* O Sunday School, on the Lord’s day,
Though the sun be so bright,
Or if the clouds be black with rain,
I’ll be in Sunday School.
*6.* O Sunday School, on the Lord’s day
I rejoice to see Thee,
Will thou pass over me today?
Without my being blest?
MEMORY VERSE: “The wisdom of the prudent is to understand his way: but the folly of fools is deceit”. –Proverb 14:8
BIBLE PASSAGE: LUKE 19:12-26
12 He said therefore, A certain nobleman went into a far country to receive for himself a kingdom, and to return.
13 And he called his ten servants, and delivered them ten pounds, and said unto them, Occupy till I come.
14 But his citizens hated him, and sent a message after him, saying, We will not have this man to reign over us.
15 And it came to pass, that when he was returned, having received the kingdom, then he commanded these servants to be called unto him, to whom he had given the money, that he might know how much every man had gained by trading.
16 Then came the first, saying, Lord, thy pound hath gained ten pounds.
17 And he said unto him, Well, thou good servant: because thou hast been faithful in a very little, have thou authority over ten cities.
18 And the second came, saying, Lord, thy pound hath gained five pounds.
19 And he said likewise to him, Be thou also over five cities.
20 And another came, saying, Lord, behold, here is thy pound, which I have kept laid up in a napkin:
21 For I feared thee, because thou art an austere man: thou takest up that thou layedst not down, and reapest that thou didst not sow.
22 And he saith unto him, Out of thine own mouth will I judge thee, thou wicked servant. Thou knewest that I was an austere man, taking up that I laid not down, and reaping that I did not sow:
23 Wherefore then gavest not thou my money into the bank, that at my coming I might have required mine own with usury?
24 And he said unto them that stood by, Take from him the pound, and give it to him that hath ten pounds.
25 (And they said unto him, Lord, he hath ten pounds.)
26 For I say unto you, That unto every one which hath shall be given; and from him that hath not, even that he hath shall be taken away from him.
Simple put, financial intelligence is to be financially wise. It is the knowledge and skills gained from understanding finance and accounting principles in the business world and how money is being used (Proverbs 18:15). To be highly successful, extra efforts, skills, intelligence and God’s leading will be needed. It is not only organizations and business owners that need financial intelligence. It is also needed for personal finance.
1. WHAT IS PERSONAL FINANCE?
2. HOW TO BE FINANCIALLY INTELLIGENT
WHAT IS PERSONAL FINANCE?
Personal finance is the term that covers planning (Proverbs 21:5; 30:25) and managing personal financial activities such as revenue generation, expenditures, budgeting, savings, investments and other financial related actions (Matthew 25:20). As an individual, your personal finance is a reflection of the level of your financial intelligence, that is, your ability to make smart decisions, plan poverty especially in the aspect of finance and live a good life (Proverbs 10:4). Your net worth and what you are able to do with your money is considered a success (Matthew 25:22) and not necessarily so much cash at your disposal. A personal financial statement (Assets-Liabilities) shows the sold and all debts paid, and the liabilities are greater than the assets, the financial statement indicates a negative net worth. But, if the individual has more assets than liabilities, it is positive net worth.
HOW TO BE FINANCIALLY INTELLIGENT
To be financially intelligent, you need to do the following:
1. Develop a personal success- drive and be intentional about the wellbeing of your finance (1Kings 11:28).
2. Seek knowledge and be informed (Proverbs 1:5). Invest in yourself (Proverbs 19:20), read (2Timothy 4:13), make researches (Act 17:11), ask questions, and open your ears and eyes to the happenings around you.
3. Practice what you learn and use the knowledge gained to execute the purpose for which it was acquired (Proverbs 6:6; 10:4).
4. Keep track of your spending. Identify where you need to make amends and where you need to intensify efforts (Proverbs 16:21a).
5. Have a proper and detailed records of your income and expenditure (2Chronicles 34:16-18).
6. Surround yourself with the right people who share the same opinion (Proverbs 13:20; 27:17).
7. Pray for divine wisdom and direction on what and when to invest your resources (James 1:5; Isaiah 30:21).
Financial intelligence is needed in order to stay on top of your financial game because hardly would you find a financially intelligent person who is not successful.
1. What is personal finance?
2. Mention four (4) things believers can do to be financially intelligent.
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